How to Have a Safe 4th of July Celebration

June 29, 2026

Simple Safety Tips to Help Protect Your Family, Friends, and Property During Your Fourth of July Festivities


Fourth of July is one of America's favorite holidays and it's a time to enjoy Independence Day with your family and friends.


Unfortunately, every year more than 11,000 people are sent to the emergency room for fireworks-related injuries, and in a typical year about eight to 10 people are killed by fireworks.


On top of that, fourth of July fireworks start an average of 18,500 fires every year, including 1,300 structure fires, 300 vehicle fires, and 16,900 outside fires, according to the National Fire Protection Association.


But you can take steps to protect your family and your property so that you don't have to be one of those statistics. It all comes down to common sense and respecting the power of the fireworks.



Mind the Sparklers


Usually these are known as "kiddie" fireworks, but you may be surprised to know that they cause one-quarter of the house fires and emergency room fireworks injuries on Fourth of July.


  • Sparklers are best handled by people aged 12 and older. Children younger than 12 require extreme supervision.
  • Everyone handling sparklers should wear closed-toe shoes, and not flip-flops or sandals, to protect their feet from sparks.
  • Keep a bucket of water to place sparklers in after they finish sparkling; they are still hot and dangerous.



Adult Supervision


Always have an adult vigilantly supervise fireworks activities and never allow children to play with or ignite fireworks.



Keep a Safe Distance from Your Home


If you are going to use fireworks at home, be sure you're lighting them in a safe area. A “safe area” means away from homes, buildings, trees, and bushes.


If your gutters have accumulated leaves, pine needles, or other flammable material, clean them before using fireworks near your home. If you're leaving town for the holiday, ask a neighbor to keep an eye on your house.



Be Prepared for the Worst


If you set off fireworks, keep a bucket of water handy in case of malfunction or fire. A fire extinguisher should be kept nearby in case of an emergency, especially if you are lighting fireworks on your street.



Follow Instructions


Always follow instructions for lighting fireworks. If fireworks malfunction, don't relight them! Douse and soak them with water, then throw them away. Also, never ignite fireworks in a container, especially one that is glass or metal.



Stay Away from Others


Don't aim fireworks at other people. They can cause severe injury.


By taking a few simple precautions and using common sense, you can enjoy a fun, memorable, and safe Fourth of July while helping protect your loved ones, your neighbors, and your property.

Person in a bear costume pushing a silver car outside a house at night
June 24, 2026
A bizarre fake bear attack led to felony fraud charges. Learn how insurance fraud investigations work and why fraudulent claims raise costs for everyone.
Person working on a laptop at a wooden table with coffee in a bright home office
June 17, 2026
Ten percent of Medicare Advantage plans were discontinued for 2026. Here is what affected beneficiaries should know about their coverage options and rights.
Two smiling people hugging outdoors, one in red and one in dark blue floral clothing
June 10, 2026
June is Alzheimer's & Brain Awareness Month. Learn how Medicare supports cognitive health with wellness visits, dementia care planning, and caregiver resources.
Two people in white shirts and black pants stretching forward on yoga mats in a studio
June 4, 2026
Starting July 2026, Medicare's new GLP-1 Bridge program may cover Wegovy, Zepbound, and Foundayo for weight loss at a $50 monthly copay. Here's what to know.
Woman embracing a laughing child, indoors; warm tones.
By Sandra Sands February 18, 2026
Discover how single parents can protect their children with the right life insurance plan. Learn about coverage amounts, policy types, guardianship, and beneficiary planning.
Couple reviewing financial documents and tablet at a table; indoor setting.
By Sandra Sands February 11, 2026
Learn the most common retirement planning mistakes—from starting too late to underestimating healthcare costs—and how to avoid them.
Group of people smiling outdoors, sitting on a mat. Sunlight, trees, and a thermos are visible.
By Sandra Sands February 4, 2026
Learn seven research-backed lifestyle changes that can help reduce your risk of dementia and Alzheimer’s and support long-term brain health.
Dentist showing a device to a patient in a dental office. Both are smiling, the dentist wearing a mask and gloves.
By Sandra Sands February 3, 2026
Diabetes and oral health are closely linked. Learn how dental coverage can help protect your health, manage costs, and prevent complications.
Man sitting on bed, clutching head and stomach, appearing in pain.
By Sandra Sands January 30, 2026
Learn how to decide when cold or flu symptoms can be treated at home—and when to use telehealth, urgent care, or the ER—based on symptoms and coverage.
Man slips on ice outside Food Lion, dropping groceries: oranges, milk, and bread.
By Sandra Sands January 23, 2026
Winter slips and falls can lead to unexpected injuries and costs. Learn how Accident Insurance provides cash benefits to help cover expenses and offer peace of mind during icy months.
Show More